The full picture of every member already lives in your systems. It's just scattered across your core, lending, cards, and digital banking, so no agent or person can see all of it. Cortava federates it into one governed view, so every AI agent you run acts on the whole member: fraud caught the moment it crosses accounts, loans decisioned on the full relationship, the right offer surfaced before a member looks elsewhere, and service without the runaround. In your environment, under your control.
The average $1B+ credit union runs 12–15 vendor systems. Member data lives in all of them. No AI agent can serve your members without seeing all of it simultaneously.
Your member's full picture is split across every system you run. Cortava brings the computation to your data, not your data to a warehouse: it queries Symitar, MeridianLink, and Velera together and returns only what your agents need to act on the whole member. No data migration. No data egress. No vendor lock-in.
The semantic layer translates between the way humans think about members and the way your systems store data. Natural language queries, unified meaning across all systems, AI-powered metadata classification making your data accessible to every person and every agent in your organization.
SELECT m.member_id, m.full_name, a.balance, d.deposit_count FROM symitar.members m JOIN symitar.accounts a ON m.id = a.member_id JOIN empower.deposit_summary d ON m.id = d.member_id WHERE a.type = 'CHECKING' AND a.balance > 10000 AND d.monthly_count >= 3 AND m.id NOT IN ( SELECT member_id FROM meridianlink.applications WHERE created_at > NOW() - INTERVAL '2 years' )
The Cortava harness is the agentic OS beneath every AI agent your credit union runs: it doesn't just run them, it governs them. A neuro-symbolic architecture enforces NCUA regulations, ECOA fair lending rules, and BSA/AML requirements as immutable policy, checked at every decision step, so every agent acting on the whole member stays inside your rules.
Deploy ours, build your own, or bring a vendor's — every agent runs under the same policy pack, permissions, and immutable audit log. Pick the agents your credit union needs first, pre-wired to Symitar, MeridianLink, Alkami, and Velera, start with a pilot, and expand as your AI program matures.
Every vendor's agent sees its own system. Your members live across all of them. So does Cortava.
Cortava is not a SaaS-only product. Credit unions have strict requirements around data residency, NCUA third-party oversight, and board-level data governance. Every model delivers the full Cortava core platform — you select the agents you want deployed in whichever environment fits your institution.
We will show you your selected agents live on your core banking environment (Symitar, Fiserv, or FIS). No slide decks, just working agents.